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Home > Blog > Pan American Insurance Blog Page 9
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Pan American Insurance Blog Page 9

View the latest blog posts from Pan American Insurance.

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Wednesday, February 26, 2020

Common General Liability Claims

If you’re wondering whether your business really needs general liability insurance, it’s important to look at the common claims that arise from general liability issues. If you don’t have this coverage, your business—or you—will be paying out of pocket for expensive medical bills, property damage and possible legal fees if an accident occurs. READ MORE >>

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Monday, January 27, 2020

What is Not Covered in Car Insurance?

Car insurance provides a lot of coverage for nearly every type of vehicle, but even full coverage doesn’t cover everything. When people talk about full coverage car insurance, they’re not referring to a specific type of insurance. Instead, they mean full coverage as in the highest amount of coverage a car can have. READ MORE >>

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Thursday, January 23, 2020

Avoiding Injuries in the Workplace

When inviting employees to work within a certain space, employers have a responsibility to make that space as safe as possible. Accidents may happen, but it’s important to avoid preventable injuries. Some jobs, such as contractors and construction workers, are filled with hazards that seem impossible to avoid. READ MORE >>

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Friday, December 20, 2019

Commercial Auto Insurance: What Qualifies as a Commercial Vehicle?

Auto insurance can be confusing when it comes to running a business. Most drivers already have personal auto insurance and believe their work vehicles are covered, but this isn’t usually the case. If you have employees driving personal vehicles or sharing company vehicles, personal auto insurance won’t necessarily extend in case of a loss or accident. READ MORE >>

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Friday, December 13, 2019

Home Insurance for Generation X

Caught between baby boomers and millennials, Generation X can often be forgotten. But members of Generation X are now at the ages where they’re building retirement funds and settling into their careers and homes. They also tend to have more earners in the household than the other generations. READ MORE >>

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Friday, November 15, 2019

Will BOP Cover a Data Breach?

A BOP, or Business Owner Policy, is a type of business insurance plan. It helps to lump together a variety of individual types of coverage together. It’s also very flexible for many policyholders. Though the base policy does not usually automatically include all forms of coverage you need, you can add to it. READ MORE >>

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Monday, November 4, 2019

What Type of Car Insurance Covers Damages Caused to Other Drivers?

Understanding auto insurance is critical. Whether you are buying your first car or renewing your policy, you need this information. What happens if you cause an accident and someone else’s car has damage? In this case, your liability insurance pays for the losses. READ MORE >>

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Wednesday, October 30, 2019

Paying Your Home Insurance Premium Monthly vs. Annually

The cost of paying your homeowners insurance premium doesn’t cover only your policy; it also covers the insurance company’s expenses associated with processing payments. In order to reduce these costs, some insurers allow you to make biannual, quarterly or annual payments, as opposed to monthly payments. READ MORE >>

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Tuesday, October 15, 2019

Apartment Balcony Gardening

Do you dream of a backyard full of lush foliage? You don’t have to give up on your dream just because you currently live in an apartment. In fact, you can grow a successful garden right on your balcony. However, because balconies create a different micro-climate than the conditions on the ground, you’ll have to give a bit of extra care to your plants. READ MORE >>

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Wednesday, September 18, 2019

Partnered but not Married? How does Renters' Insurance Coverage Work?

If you’ve established a life with your long-term partner, you may have decided that you are comfortable as you are, and that there’s no need to get married. This is perfectly reasonable for thousands of couples who are able to build lives that provide both autonomy and legal security. READ MORE >>

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