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Pan American Insurance Blog

View the latest blog posts from Pan American Insurance.

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Friday, September 1, 2023

Understanding Flood Insurance Costs

Floods can cause devastating damage to your property and finances. These natural disasters are among the most costly to affect U.S. property owners. Furthermore, floods may occur anywhere, as evidenced by the recent torrential conditions brought by Hurricane Hilary throughout much of the southwestern United States. READ MORE >>

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Monday, August 21, 2023

What Questions Should You Ask About Car Insurance?

Buying car insurance can be difficult, especially for new drivers. Before speaking with an insurance agent, it can help to have a list of questions prepared so you know what to ask and what answers you seek.  What Coverage Do You Offer?  This is a basic but important question to ask of potential insurers. READ MORE >>

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Wednesday, June 28, 2023

Swimming Pool Safety Tips

With the heat of summer quickly approaching, people are starting to open their backyard pools. While these provide a wonderful place to cool off and relax on a hot day, they also come with a level of risk. If you have a pool in your backyard, here are some things to keep in mind.  READ MORE >>

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Wednesday, June 14, 2023

How Much Liability Insurance is in a Business Owners Policy?

Any small business in a low risk industry should consider a business owners policy (BOP) when it comes to insurance. This type of policy includes various types of insurance coverages built specifically for small businesses in low risk industries, including liability insurance.  READ MORE >>

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Friday, June 2, 2023

What Does Commercial Liability Insurance Cover?

Every business owner knows that there are insurance policies designed to protect a business’s physical property from theft or severe weather damage. But what about injuries or damages suffered by third parties as a direct result of a business’s actions? READ MORE >>

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Friday, May 12, 2023

3 Ways to Reduce Renters Insurance Rates

Renters insurance provides you with financial protection. It is generally an inexpensive way to gain protection of your contents and to reduce liability costs if you are sued. Nevertheless, there are several steps you can take to reduce how much you spend on this insurance. READ MORE >>

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Friday, May 12, 2023

4 Ways to Save on Renters Insurance

You know that renters insurance is important, but you also wonder what the odds are that you will need it. After all, the building is covered. Yes, the building is covered, but if there is a fire or another covered event, the landlord is not going to replace or repair your belongings. READ MORE >>

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Wednesday, May 10, 2023

How to Protect Your Business Through Insurance

When you operate a business, everything can be a potential threat to operations. Making profits, hiring the right employee, choosing the right car and partnering with another business all expose your business to some type of risks.  READ MORE >>

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Wednesday, May 10, 2023

Do You Need Flood Insurance?

Nearly half of all American households aren’t aware that a standard homeowners insurance policy will not cover flood-related damages. For protection from floodwaters, you must purchase additional coverage. But do you really need extra flood insurance?  READ MORE >>

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Monday, April 24, 2023

6 Ideas for Improving Workplace Safety

Maintaining a safe workplace is a crucial part of running a successful business. Keeping your staff safe should be of paramount importance because without them, your business probably would’ve failed long ago. But we all know that sometimes accidents just happen. READ MORE >>

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