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Home > Blog > Home%20Insurance > Pan American Insurance Blog: home insurance
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Pan American Insurance Blog: home insurance

View the latest blog posts from Pan American Insurance.

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Wednesday, October 30, 2019

Paying Your Home Insurance Premium Monthly vs. Annually

The cost of paying your homeowners insurance premium doesn’t cover only your policy; it also covers the insurance company’s expenses associated with processing payments. In order to reduce these costs, some insurers allow you to make biannual, quarterly or annual payments, as opposed to monthly payments. READ MORE >>

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Friday, July 5, 2019

The Added Value and Liability of Aging in Place

Getting older often merits a few special considerations for anyone. It doesn’t mean you need to become home-bound or isolated. However, you might need to take a few extra precautions to make your home safer to occupy. READ MORE >>

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Wednesday, April 24, 2019

Live in a Low-Lying Area, You Might Need Flood Insurance

El Paso isn’t close to the Atlantic Ocean. It doesn’t lie in a particularly flat area, either. However, just because you might not think the terrain is high-risk, there is still a flood threat in the area. So, if you plan to buy a home, you might find out you need flood insurance? Why is this? READ MORE >>

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Friday, December 15, 2017

How Pet Ownership Affects Your Home Insurance Rates

When you are shopping for home insurance, there are many things you have to consider. What kind of coverage are you looking for? Deductibles? These are questions you expect an insurance agent to ask. They will also be asking one question you may not expect: do you have pets? READ MORE >>

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Monday, November 13, 2017

Does Home Insurance Cover AC and Furnace Repair?

Home insurance helps cover your financial obligations in situations where accidental or unavoidable damages occur. The policy aims to reduce the impact on your well-being when an accident or disaster occurs. Home air conditioners and furnaces rarely fit in this qualification. READ MORE >>

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Friday, June 16, 2017

Home Insurance and Appliances: What's Covered?

The refrigerator stops working. Your home’s heating and cooling system needs a significant repair. These are large appliances within any home. When they break down, it can be worrisome to consider the cost. Home insurance provides coverage for many risk factors. Coverage for appliances differs from one situation to the next. READ MORE >>

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Tuesday, January 24, 2017

How to Be a Responsible Dog Owner

If you own a dog, you have an increased liability risk. According to DogsBite.com, about 1,000 people daily require medical care as a result of dog bite injuries in the United States. Dogs, as animals, are likely to react with a bite when they feel at risk or protective. READ MORE >>

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Tuesday, October 18, 2016

Motion Detection Lights and Your Homeowners Insurance

Most people in law enforcement will tell you that light and sound are great ways to frustrate a possible burglar. But if you are like some of us, you don't want bright lights on all the time outside your home. You like to look outside your window or patio doors and see the stars and the moon. READ MORE >>

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Tuesday, August 23, 2016

What is a Home Rebuild Cost Analysis?

When it comes time to consider which type of home insurance to buy or how much coverage you need, think twice about just renewing the coverage you currently have. In many situations, your coverage can become ineffective or simply not enough to meet your needs if a significant accident occurs. READ MORE >>

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Monday, March 21, 2016

Does Your Older Home Need an Electrical Upgrade?

Is upgrading your home's electrical system on your to-do list? Many of today's homeowners are considering such upgrades because they want to ensure the home is as energy efficient as possible. Some are converting to solar power or even geothermal power. READ MORE >>

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